Test field users are insured against liability for the duration of a user contract concluded with the Karlsruhe Verkehrsverbund (KVV). The test field liability insurance existing between KVV and BGV-Versicherung AG is an integral part of the contract and applies to trips on the test field. Travel to and from the agreed test field is not covered by liability insurance.
There is also mobility protection for vehicles that cannot leave the test field on their own initiative - for example due to a breakdown or an accident. The scope of services is limited to the assumption of costs for the necessary transport costs / towing costs of the vehicle to the garage spaces of the Verkehrsbetriebe Karlsruhe (VBK) or the Research Center for Computer Science (FZI). The test field operator is responsible for organising the necessary measures.
The prerequisite for insurance cover is the vehicle's official registration and its own motor third party liability insurance. If necessary, test field users also have a special permit/exception permit according to road traffic law which permits the operation of the vehicles on public roads.
The BGV / Badische Versicherungen insurance group based in Karlsruhe offers comprehensive insurance protection for private and corporate customers from all over Germany. Founded in 1923, the Badische Gemeinde-Versicherungs-Verband (BGV) is the special insurer for municipalities in Baden and the market leader in public service insurance there. For private and corporate customers, the Group offers property, accident, liability, motor vehicle and legal expenses insurances as well as individual solutions for old-age provision, financial services and health insurance in cooperation with strong partners.
The company has over 760 employees. With a total premium volume of more than euro 343 m and more than 1.7 m contracts, BGV is one of the largest insurers in Baden. The BGV customer centres in Freiburg, Rastatt, Heidelberg, Karlsruhe, Constance, Mannheim, Mosbach, Offenburg and Pforzheim are certified according to the international standard for quality management ISO 9001. The group includes the subsidiaries BGV-Versicherung AG, Badische Rechtsschutzversicherung AG, BGV Immobilien Verwaltung GmbH and BGV Immobilien GmbH & Co. KG.